DoorDash Capital: Merchant Cash Advance
Capital when your business needs it
Funding for equipment, inventory, staffing, or whatever comes next.
Check my eligibility
One fixed fee shown upfront before applying. No compounding interest.*
Why DoorDash Capital
Capital without starting from scratch
Your gross DoorDash sales give Capital a head start.
Business with context
Your sales history can help you apply and inform eligibility for Capital.
Capital within reach
If eligible, you may receive a Capital offer without starting a separate financing search from scratch.
You may have
an offer available
Review and customize an available offer alongside your DoorDash business.
Quick funding
If approved, funds can arrive in as little as 1-2 business days.
Payments that flex with sales
Payments are a fixed percentage of gross sales, deducted automatically from DoorDash payouts.
One fixed fee. No recurring interest. No prepayment penalty.
Read the story— Brandon Gillis, Chef & Co-Owner, Fiorella"The flexibility that DoorDash Capital has provided us is really about helping us be stable with cash flow and weather some challenging times."
HOW A MERCHANT CASH ADVANCE WORKS
Payments that move with your sales
Pay more when gross sales are higher and less when they’re lower.
See what Capital is available to you
Checking eligibility does not guarantee an offer. Capital is available to eligible DoorDash merchants.
A different way to access working capital
A different way to access working capital
| Traditional financing | DoorDash Capital |
|---|---|
Traditional financingTraditional financing may involve an application, underwriting, interest-based pricing, scheduled payments, and fixed repayment terms.- | DoorDash CapitalAccess working capital tied to your DoorDash sales, with a clear fee and payments based on your gross sales.- |
| Traditional financing Best for: Larger, planned investments where a traditional application and underwriting process may fit your needs. | DoorDash Capital Best for: Business needs or opportunities where faster access and sales-based payments are a good fit. |
Frequently Asked Questions
DoorDash Capital gives eligible merchants access to a merchant cash advance provided by Parafin. It is not a loan. The cost is one fixed fee shown upfront before applying.
Your DoorDash Capital can be used for any business need, including equipment, inventory, staffing, repairs, expansion, and seasonal demand.
Eligibility is limited to select merchants and requires a sustained sales history with DoorDash. If you aren’t eligible today, you may become eligible in the future once you grow your DoorDash stores sales. Parafin is continuously re-evaluating which merchants are eligible for the program based on sales performance on DoorDash.
No, DoorDash Capital doesn’t affect your credit score. There are no credit checks, and we don’t require a personal guarantee for your business to get an offer.
The total payment amount includes the amount of your advance and one fixed fee shown upfront before applying. There are no hidden fees, recurring interest, or prepayment penalties.
Payments are a fixed percentage of gross sales, deducted automatically from DoorDash payouts. When sales are higher, payments are higher; when sales are lower, payments are lower.
Once you’ve paid off 25% of your advance, you can make manual payments at any time. There’s no prepayment penalty and no additional fee for paying early. The fixed capital fee is shown upfront before applying, so paying down your balance faster never costs you more.
Payments are a fixed percentage of gross sales, deducted automatically from DoorDash payouts. When you sell more, you pay more. When your sales decrease, your payments decrease. If you don’t make any sales during a payment period, you won’t owe a payment.
If approved, funds can arrive in as little as 1-2 business days.
DoorDash Capital cash offers and advances are provided by Parafin. Parafin determines eligibility, offer amounts, and other terms of each advance. DoorDash does not provide or fund merchant cash advances or make approval decisions.
DoorDash is a technology company, not a bank.
No. DoorDash Capital is only available for eligible DoorDash merchants.
See if Capital is
within reach
Check your eligibility in Merchant Portal
*Checking eligibility does not guarantee an offer
*DoorDash is a technology company, not a bank.
Merchant cash offers and advances are provided by Parafin and governed by Parafin's Terms of Service. Bank transfers are subject to review. Merchant cash offers and advances are not extensions of credit or loans and they may not be used for personal, family, or household purposes.